Lawless Raises Concerns of Returning Emigrants Struggle for Motor Insurance

In a recent Dáil debate on soaring motor insurance costs I have called on the Minister for Finance Michael Noonan T.D. to examine the issue whereby emigrants returning home from other European Union countries are unable to secure motor insurance back home in Ireland.

I have encountered a number of situations in my clinics which are crucial to this debate. One is the situation of emigrants returning from abroad. Thanks to the putative economic recovery we are beginning to see some people returning home. Many people spent the recession abroad, including in the EU. One individual approached me recently who, on his return from spending six years in Spain, found that he was unable to get insurance cover in Ireland. He has a clean driving history and a full no-claims bonus, but it is non-transferable even within EU states.

Surely within the EU we could align our no-claims bonus provisions and driving history to the extent that we should be able to address such cases. I ask the Minister to examine that issue. Hopefully, it will be presenting more frequently as many more people return home after working abroad.

It now falls to the Minister to move on this issue and I will continue to raise it to enable returning emigrants live up to the EU promise of freedom to work, travel and live within the union without coming up against as basic a blockage as this on an individual’s budget.

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